Signature Health Group is an Independent Associate Of  International Association of Benefits, hereafter referred to as IAB. IAB is the sponsor of a membership package that gives the member ACCESS to insured benefits that is insured by United States Fire Insurance Company, a Crum and Forster Company, rated A- by A.M. Best Company . These insured benefits are described further in detail in this web-site. United States Fire Insurance Company processes and pays any appropriate claims. These insured benefits are not a major medical insurance policy.